If the price of Bitcoin can really reach 100K, then i can only say that i can't afford it, i would forget about btc and use my limited funds to invest in the altcoin.
You can say you can't afford it, because seeing your current condition, I also said that a few years ago when I was asked if you
want to buy bitcoin at $10k? I said the same thing and might leave bitcoin, but the different conditions then bitcoin worthed have that much price