So a PhoneGap builder?
https://build.phonegap.com/You should probably note the users would have to pay a registration fee to both Apple/Google, going towards $200.
yes, this is a PhoneGap builder we use a free plan to build this app.you can build only one app in one account
You still have to pay to submit your app to the iOS app store though, correct?
yes, you need publisher accounts on both stores. creating apps and publishing app are two different things