On the dispute resolution, I see that theres a cost for that. An additional 3% transaction cost of theres a dispute. I think thats a lot. Especially when the the compliant isnt at fault. I understand thats to reduce unnecessary compliant. Would this cost be adjusted?
Yes is correct, 3% is a lot especially with large transaction amounts. This will be capped, but we have not decided on a specific amount yet. This amount can always be changed, according to the feedback of the community.
OH there is a cost of dispute

Who bears the cost? Complainant?
If it is complainant I don't think it's fair