Dear friend,
So far, I know for kind of earning money from bitcoin and altcoins.
I start trading when bitcoin 17000. until now, I lost a haft of money.
ICO I have win any ICO. But I did not invest to much.
Lending I think have not join anyone. But I think in the first time you can get profit from lending. But no more later.
And now, bounty, I still reading and research information about it. No one help or support. One day, hundreds of campaign public. But dont know which one scam or good.
I am distempered. Need more advice from you here

For a newbie doing trade in the market is the best you can do. Then, in the ico project it may have risk but if you think the project is potentials and have a capability to multiply your capital, well, I guess it is better to invest in it which in the end you will win the race. But bounty, is good now only for the high rank position but below member in rank, don't expect you could get a high profit in their bounty.