i tried to compute the annual return for 3.25% daily.  for 365 days, the return would be an awesome but unbelievable 117455 times.  i would grade this project as SCAM.  and if the holder holds 1 token for 2 years, he would have 13,795,709,469 tokens.  that's 13 billion tokens generated after 2 years for just 1 token.  imagine how many tokens there would be initially.