Majority of people still think traditionally and would choose bank deposits over crypto. Banks are not going anywhere.
the thoughts that you convey can happen for the time being and the development of the times and technology will change all such thoughts, practically efficient and fast that will be needed in the future along with the development of the era and technology, especially the economy
Even bitcoin was faster than bank when it comes to. Transaction still it was more convenient for people because they saw it as more secure since it was supported by the government. They follow more the rules and regulations on it regards with law that every country have.