In my opinion, BTC is not a traditional currency like gold and silver because it does not have any use value, so it is not a credit currency. It's basically just one use, money laundering tool. The tool explains why bitcoin prices are spread across the country and abroad. Domestic money is changed into bitcoins and then physical transportation to overseas exchange for foreign currency escapes regulation and the cost of money laundering is lower than before, and the risk is low.
actually what is the use of btc back to each individual, where you can use it for the things you mentioned above, or use it to better things, such as investing, trading, or making it as a digital currency, because it is indeed a btc its very anonymous nature causes there are some people who use it for money laundering, and in my opinion because this is also the government there are still many who do strict regulations on BTC