@PhilsCurrency Lots of announcements all at once.  Very impressive.

Have you considered lightning network's atomic swaps as an alternative to playing exchange roulette?  If sufficiently integrated, lightning would allow a employer to pay a freelancer using bitcoin, the atomic swap could happen pretty much seamlessly and arrive as digiwage.  A freelancer, when so inclined could use the same swap to move to fiat more quickly and securely than using two exchanges to first go btc/ltc/eth to fiat.

Lightning has been talked about as a scaling solution, but the atomic swap ability being tied deeply into all bitcoin infrastructure is the real killer app.  We see decentralized exchanges using atomic swaps via a 3rd intermediate coin, but while that does negate some exchange risk, it's far, far from seamless and has the same adoption/liquidity/manipulation issues any small exchange has.  Lightning will probably someday give every bitcoin user frictionless accessibility to any altcoin that supports lightning.