Huge amounts of money have yet to come in. I'm talking about pension funds, teacher retirement funds and large index funds. They're not in the realm of cryptography right now, but they're just around the corner. There are two reasons. First, there is a lack of hosting services to help them provide/buy/store passwords. Second, it's too unstable for them. That has turned most of the big money going into crypto into technology-focused venture funds and some family offices.
Retirement funds + crypto? It doesn't sound right to me. If I'm going to advise those retirees? I won't even mentioned crypto for them because of the risk and some technicalities from behind. Lack of hosting services for storing passwords? We have secure crypto wallets, all you have to do is learn how to protect them. Well you said it right, its unstable so its risky for them. If there will be huge money coming into the market, it will come from people who know how this market operates and know how to play in this game.