I heard the news, that banks are afraid of bitcoin and can replace banks, because the excess of bitcoin is much compared to local banks
Bitcoin problem for banks, or rather the problem for the central bank. Of course, if this is not the idea of the central bank itself, but rather the managers.
I don't find any local bank fears about bitcoin, everything is still normal here. but it might be different if at your place,
why is bank feared? whereas banks and bitcoin are different functions? the use of bitcoin will not make, the existence of bank decrease right?