Technologies always evolve and never started out perfect. Together, we make it near perfect over a long period of time. We have seen it in personal computers, wireless communication, the Internet, and more.

We are witnessing the greatest technology revolution since the internet.  But this is significantly bigger and more widespread allowing for true global participation of up to 90% of the global population by 2027 with full implementation of the next generation of cell phone – G5.

Since the wealthiest 3% own a larger amount than the remaining 97% global wealth, digital currency with its underpinning block technology has positive world-changing implications. Direct payment between two parties without the participation of a third party makes it possible for the first time in human history to have a technology that provides equal opportunity and participation globally in micro payment, micro investment and other funding programs.

I am concerned about the ruthless culture and rampant bad behavior in our industry. Light-touch regulations are highly appropriate. Our law makers should seek to encourage but not stifle innovations that can help change the world for the better.  Equal opportunity to participate irrespective of wealth, status, or locale is world-changing. Let’s work together to change the culture – fairer and more trustworthy.