How do you think banks make money, how does a bank make money to pay its employees and business operational?
Does the bank rely solely on interest on loans from banks?
Banks get their profit thru in every transactions fee of their client users, also they in my understanding, the savings of their customers they put it in the stock exchange market to have an interest to use it in loaning program in my idea, of course each of their clients had its own percentage of savings and not all are the amount they have in the bank too. Also they have monthly charge to all of their customers as well.