Technology will always be ahead of everything in its time ! Early and payment terminals was not on the cards erased a protective layer to send SMS 
Sorry, I don't understand what are you trying to say and at the same time I'm intrigued, could you please elaborate what are you talking about?
And to add to my list posted before, payment cards (Visa, Mastercard etc.) is hyped all the time, you can see their ads everywhere, their also directly earn from every transaction and millions of people and merchants use these systems.