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About point 5.
If you create and mine the block. You are the bank. We do need some coins for websites and promotion. Because also that cost time from certain people. Also creating wallets etc.
Are you willing to do that? I am willing to help with that.
Transparency will also be important to the community.No, thanks. If that's okay with you, it should be you, solidchance or someone else. Too much time to go over the smaller details (you may be looking at a buttload of manual payments with little or no compensation/gratitude)