a Bank is a third party that only complicates the whole process of transferring or receiving money between people. While charging a significant fee for their services. It's clear that this banking institutions make themselves some profit. But with the advent of cryptocurrencies such commercial companies lose their value in the financial world. Who needs these inconveniences when transferring funds? Why complicate your life, pay extra money and wait for a long transfer time, if you can just solve everything with the help of digital currencies that use the Blockchain system? I think the report is clear.