Hi. I think that in Ripple it is a long-term investment. There is still time to buy in order to invest the price at the moment is very small.
An investment in Ripple is only profitable for a short term. The current xrp situation on the market confirms that it is a typical pump and dump coin. And this is associated with potential large losses. Buying xrp should be able to count on potential large losses. This is not a long term investment.
I think a short or long investment depends on when the investor buys it. If someone buys it at a high price, and then the market goes down, it will take a long time for that investment to make a profit.