In bear markets, many people think like you do (ie great depression, 2008 housing crash, etc). Those that are good with their investments see it as an opportunity.
it is kinda ironic, but we might be on a ''Fear'' stage right now...
I for example at the stage of indifference or stern holder. I participate in the bounty and just save up various coins and in the near future I am not even going to sell them.