Each and everyone of us have different point of view as we are hoping to have a great amount here in crypto currency community. On my opinion I prefer on bitcoin in which it was already proven many years on its capability and ability. Though, it so unpredictable on its value that may change for just a moment. On the other hand having a dollar is a good thing since its value is stable and can't easily change. Having a bitcoin by converting to dollar is very practical way especially in times of need especially on emergency purposes.