My philosophy of life is that no matter what you do, there is always a cause and effect. Whether you just lay in bed all day or become a countrys president. As far as your question is concerned, Id say that if not money then there are other things you might be earning for example experience, good deeds, knowledge or something else. I can bet all of my crypto that one day in life all of this will come in handy when you have to make money. Everything is interconnected in life. Whether a grain of sand that makes you rub your eyes when it gets inside or the storms that cause havoc but give rise to a beautiful sun rise.