This is a truly interesting project that can be useful for many users around the world. I believe that there will be more such projects and they will get more rasprostranenie.
Why do you think so? Insurance companies feel great and develop well, now nothing can be done in business without insurance, am I not right?
Of course, you're right, but if insurance companies are in demand, it does not mean that it works perfectly. In the work of insurance claims a lot of difficulties and problems. And many things cause problems.
I, as an ordinary user, do not understand exactly what problems you have in mind and how this may affect the work of the program.