Well, Satoshi did not create Bitcoin for the so retail and wholesale people. He created Bitcoin for you & I to hold, be our own bank and trade Bitcoin Peer-to-peer. Stuff like this are pure deviation that will likely centralize Bitcoin in the long run. And once it is centralized, ideological crypto enthusiasts will have something to criticize about.
However, if bitcoin price is not stable within a range there is not going to be adoptions
No, there is going to be adoptions. And Bitcoin is not designed to be stable. A stable price means it becomes inflationary like mere fiat.
Finally centralized/ Institutional adoption will destroy the ideals of Bitcoin because they will buy Bitcoin and sell to people just like centralized exchanges do.
Bitcoin was meant to be different from PayPal but it seems they are gradually turning into PayPal in the name of adoption.