Dear friend,
So far, I know for kind of earning money from bitcoin and altcoins.
I start trading when bitcoin 17000. until now, I lost a haft of money.
ICO I have win any ICO. But I did not invest to much.
Lending I think have not join anyone. But I think in the first time you can get profit from lending. But no more later.
And now, bounty, I still reading and research information about it. No one help or support. One day, hundreds of campaign public. But dont know which one scam or good.
I am distempered. Need more advice from you here

I think you made a mistake. You should have withdrawn your money the time it was falling and getting to loss of fifty percent. You can withdraw your money and wait for another time to invest back. There is always another opportunity as the price doesnt stay low forever, it fluctuates and will one day go back up. As for now, ICO can be a good way for you to make up for all the losses, thats what is trending as of now.