To have a alternative to bank payments Sedus seems like good project. Banks take sometimes days before someone receive the payment especially when buying goods. It is good for merchants because they don't have to fear to have charge backs and extra fees from the banks. They receive their payment almost instant and the customer gets they goods faster. I think this project is no competition for banks it just replaces them in the long run. Really like the low supply. All the best to the team, can't wait to see where this one if going.