Merit is not implemented for this purpose so if you are doing this for money related it is merit abuse.But there is no ban for the merit abuse only the red tag will be given by DT members then your account will be useless after you negged so don't do this if you don't want to rin your account.
~Snip~
When you are replying first to a thread I don't think it is necessary to quote the OP.Just my suggestion mate!