I cant wait for someone to actually get a banking licence and have its own bank. Issue its own cards and avoid visa and mastercard at all.
There is enough money in crypto to be able to do that, and be independable
Well, cryptocurrency is actually giving you the chance to do that isn't it? At least with cryptocurrency, you are your own bank without even having to obtain a license and all you just need is your full control to your wallet. You can decide to make any transaction to anyone P2P without having to go through a third party like a bank and that makes you not subjected to any spending or deposit policies that banks and government have always used to ruin a whole lot over the years.
MasterCard and VISA would come around one way or the other, a lot of things may be confusing now in the way they are playing things out, but as the space grows more, they will get to understand.