So many exchanges are beginning to consider delisting USDT, there is a huge call for auditing with the team doing nothing about that, and there is no element of truth and integrity, to even be able to trust holding USDT, then why would anyone want to take such a chance of losing their funds in the end?
https://www.ccn.com/huobi-lists-four-regulated-stablecoins-vying-for-tethers-crown/Huobi, for example, are in the process of rapidly listing four other stable coins. They have lost faith in Tether and want it off their exchange as soon as possible it seems. The team will continue to refuse an independent audit I'm sure, because it would simply expose them even more and then Tether really would crash to zero.
It is currently still sitting between $0.96 and $0.97. Marketcap continues to dwindle. Best case scenario for Tether is it recovers to $1.00. Worst case it crashes to zero. The risk:reward ratio is horrendous. Holding Tether right now is an awful financial decision.