Negative Trust is something very damaging if you plan to offer some service on the forum. But I think the biggest damage is the social one. I think the feeling must be like a person walking down the street with his pants very dirty, everyone will point fingers, say bad things etc.

And you will have to explain, often to people you've never seen, the reason that those pants are still dirty. Every time, every day.

 The trust system is broken. I understand the attempt to decentralize and leave this responsibility to users. But it is a system without weights, very unfair. The accuser could present evidence and reasons when making the decision to send trust to someone else. But this is not mandatory. That is, the accuser is the judge and no one can reverse the decision. It is not a form of fairness. There is no judgment where an independent third party makes the decision after hearing both parties. But I do not know which system could be better. Since the forum does not want to be directly responsible for the decisions of each user.

Now, in your specific case, I understand what @hilariousetc did. I had not read about it before. He made this decision to alert other users. And it looks like your intention was to sell services on the forum that depended on trust. Maybe you could have worked to avoid the social weight of negative trust. But it does not seem to me that starting to work with loans would be the most rational route to take with a negative trust. And it turned out to be a bad deal seeing the losses you have taken.

Maybe stepping away from the forum for a while might help reverse this negative trust in the future. So I hope, because you contribute a lot to the forum and could eventually help your community to participate and know more about Bitcoin. And answering your question: I do not believe you're a scamer, but if I were to introduce you to a friend to do business, I would also feel compelled to show him the topic from @xtraelv before he could make a decision.