you could divide into two parts your money, then you can invest on ripple and cardon because now both coins is good,both coins have big exchangers also, so both coins price will increase on upcoming days.
I think that today you should not avoid ethereum. In any case, at least 30% of their investments should be directed to the ethereum.
Right now, in addition to btc ethereum, there are many benefits for the participants to be able to get big profits with the price reduction. and of course we can use it