Cut down on your daily expenses. Spend less on things you don't need...  Too much Greed very bad for you. It encourages  irrational behavior. Makes you compromise your standards...
Try these:



* Spend below you earnings.
 If you earn a $1000 monthly, it'd be rewarding to spend less than 40% of the earnings monthly and save the rest.

* Eat cheap but healthy meals. Fruit and vegs are usually cheaper than junk foods.

* Withdraw from school especially the expensive ones...they aren't necessarily better. Home school yourself or kids (online education possibly) until you pay off most of your debts.

* Buy quality fairly-used products
* Buy cheap alternative of the expensive things you are used to.
* Stay indoors to avoid spending temptations.

* Use public transport if that helps

* Invest in profitable businesses.

* Don't buy car or home yet until your debt are cleared.

* Rent cheap apartment in fairly decent neighborhood.

Finally...
✴ Save more. Spend less.
There is no shame freeing yourself from overspending and debt slavery.