Centralized coin with strict control by the team could not be great in the world, where people need crypto to overcome issues related with centralized solutions.
Yes, I agree with you. That's why I don't believe much in XRP although it's really a good coin and stay at 3nd position. Instead of investing in XRP, I will choose other altcoins such ETH, NEO, EOS, ADA
the ripples are still in third place. Cryptocurrency users are not the first to make their own tips, as if it is better to choose coins from the top ten. Thus, the ripples still remain the most desirable investment today after ethereum.