~Green,
Thanks for the feedback.
btc + nfc integration is cost competitive and provides opportunities for new issuers.
I believe our approach will be favored by regulators and assure leading edge card processors. Your analogy is spot on, except their is no subscription charge at this stage whilst your coins are in our ID loop, nor limits on how much you can spend daily and on what or where or to whom. I hope we can find a better model than just non-interest earnings also.
Stephen