I think the Reformers will certainly cause some problems in development as they stimulate the developing market but are still too fragile. And its price in the future will still fluctuate: it will still be an adventure to the wilderness.
^
Also the majority of the people should use bitcoin or some other crypto currency it needs to go in circulation otherwise it will remain stable (for a while) Japan is ahead of the mass, they know if the rest of the world start using cryptos their cryptos start having more value. THEY ALREADY USING IT
Of course, in the end, I think that should be our endgame too, that finally cryptos replace the financial system or serve as an alternative, but it is difficult with everyone waiting for a bear market or a bull run.