Why would you say that? It has two working products and unlike bitconnect and other so called lending platforms, hyip, you can take out your capital any time you like from the abot, sell your arbs for eth and get your money out, or just withdraw your ARBS from the platform. Do not just post blatant FUD without having any reason to back it up with FACTS. Some people who have lost their phones and moaning they can't get into their accounts without sending a support ticket is no reason to call this platform a scam, without any proof.