On the other hand, you only lose if you sell at a loss. Anyway, I agree with you that this bear market is being an experience for many of us, who entered the market in the bull run. If I got some beautiful money without suffering I could end being some sort of idiot who thinks that deserves it and take it for granted. Now I don't know if I'll get money back ever, but if I do I'll be proud of having suffered for it, and in any case I'll learn a valuable lesson.