- Well, the advantage of precious metals is that its value is very stable, growing steadily and surviving over time but these precious metals are easy to attract people, more precisely, people always think that the person who owns many precious metals is very wealthy, especially criminals, they think so and you accidentally become the target when you hold too much gold and silver. While banks are more reliable, especially large and well-known banks, their protection and compensation policies are very good, you will not need to worry about dangerous criminals