Hah,  I'm lucky (or unlucky depending on how you look at it) that I have a wife to answer to.  I've found ways to invest into crypto with relatively minimal cash. So it's good that I've minimized my exposure, but kinda sucks as I probably won't be a millionaire anytime soon.    Especially with this down phase we are in,  if I had my way I'd be spending all the extra money into crypto.