Money is not at all safe in cryptocurrency, There are so many hackers around here who's only business is hack a wallet of bounty hunters to get money without doing anything.
Hackers can be in the Bank. So do not be so afraid of them. Proper allocation of funds to different exchanges and wallets, as well as storing passwords in safe places is the key to success
You're right, but the difference is obvious. If someone steals my credit card, I call my bank and ask to block it. I can't do the same with my ethereum wallet. Or if my somehow my bank account is hacked, I can go to police and they will at least try to help me. What will they do if I ask to find my crypto robber? They'll just laugh at m face.