I don't think that the cryptocurrency will make people cleverer. People to what don't want studies, they are very greedy. When there are money and easy money, they go crazy.
You know there are many types of characters that exist in Bitcoin users, and yes I admit that some users have the same nature as you say, but there are also many users who learn from their mistakes how to protect themselves from scam investments, how financial management is good, how to analyze potential investment, etc. in fact the experience will make users smarter
absolutely right, i am one of those people who have experienced various kinds of errors and losses while knowing cryptocurrency. and that makes me always willing and more curious about crypto. that's why i try to learn more and start wiser in making decisions.
that experience made me smarter at avoiding things that would likely make me lose something good in the future.