Manifesto as in communist manifesto this resembles!
blockchain is a technology but why is seemingly everyone focused on payments, when that's already done?
it can be improved upon but imagine the industrial use cases (more and more appearing).

I think we're closer to mass industrial backend adoption of crypto before mass adoption of bitcoin (or another currency) as payment method.
everyone already has, as mentioned in the thread, cards or cash.
while I definitely think crypto is a necessary replacement for the current monetary system, it's just seemingly a very slow and long process.