for anyone else concerned about losing their money I highly recommend the following free way to secure your wallet.

1) Install True Crypt on your PC/laptop and create an encrypted volume that is only mounted manually.
2) Install Virtual Box.
3) Create A Linux virtual machine inside the encrypted volume using a clean install of a popular distro (xubuntu etc)   (I tried ubuntu but its a bitch to get working with Virtual box)
4) Install Armoury, Bitcoin Client, Litecoin etc into the linux virtual machine (whatever trusted wallets you want)
5) Create your encrypted/password protected armory, litecoin and other wallets inside the virtual machine.
6) do not use the virtual machine for anything other than Sending and receiving crypto transactions, do not install anything other than the bare essential tools you need and do not surf the internet with it.

from inside the virtual machine you should also be able to create a paper wallet for cold storage.

NOTE: you will need about 80gb of space if you want to store the entire bitcoin and litecoin blockchains inside a virtual machine.
when you are not using the virtual machine you can pause it (remembering to always Pause when the screen is locked) and dismount the encrypted volume.

if you want to back up all your money all you need to do is copy the encrypted volume to another PC or external HD and  locate the backup far away from your PC (failsafe incase of fire/robbery etc)

this is the most secure way that I have found to protect your Coins while keeping them fairly accessible and safely backed up.

all the tools above are FREE. it only takes your time to learn how to use them properly.

and if you think its too much effort.. I would suggest that its probably not too much effort to secure a few thousand dollars worth of BTC which could be worth 10X that in the coming years.