There are various reasons and risks from Cryptocurrency including:
1. As in the form of digital assets, it is easily misused for financial system crimes such as money laundering.
3. Crypto assets have the potential for financial crime (fraud), security violations and operating failures.
these two are the same. and are wrong. it is much harder to use cryptocurrency as a means for illegal activities because of lack of adoption and also lack of anonymity for bitcoin and most others. not to mention volatility that people always ignore when it suites them.
But wouldn't that change 180 degrees once we reach a greater adoption of both cryptos in general and LN especially for
BTC?
I don't see
BTC for a solution for money laundering but for taking bribes or undeclared payments it's almost perfect.
Nothing special, of course to at the scale of normal fiat but we shouldn't fool ourselves in believing it's not done.
what do you mean by "clear system"?
Guess... a centralized system where transactions are reversible, the price is controlled, every wallet is tied to an id and more wonderful stuff like this, /s