Speak on your BEHALF. Its obvious you can't help anyone based on your judgement and reasoning; don't get me wrong, but I don't see why Asking for help should bother you -- yet you don't give a FUCK! what do you gain by giving a false feedback yet you risk NOTHING yourself? Not everyone who walks on God's green Earth is EVIL, and NOT everyone who walks on the planet is GOOD , it is what it is for a reason. If I had an option, like asking from a relative or a bank or a Friend, Begging here would have been my last option ... but sometimes we fallout don't we?