No doubt about the future of fiat money: it's gonna be replaced by cryptocurrencies.
But does virtual money need a REGULATOR?
Of course, a regulation system that is intended to regulate the circulation of crypto currency is very much needed, indeed the regulatory system that is implemented may be different from what applies to paper currencies, this may be more global and more transparent because it adopts a blockcain system that is all decentralized so it is not there is a crime that can be done in this system, I think this will happen ..