You are right, this can be useful project for all crypto, this idea can help increase capitalization and simplify the current situation with money turnover.
If they play their cards right, they will succeed but we all know competition is fierce in this field so they really have to do their best. The market for crypto payment is huge and no one seem to make that leap yet, lest hope menapay can be the first one.
Yeah, the idea is good, the only question is in what way they will realize it. I am pretty sure that someone would soon find the way of balancing properly between crypto and fiat.