what do you think about altcoin, do you think is the time to buy? am afraid because all my money is heading to zero..

when you consider altcoins going down in prices, in my opinion, it is the right time to invest but when it is about someone that has already invested, i will advice that the altcoin be kept to avoid losses. The only challenge with it is that downslide of bitcoin prices also has negative effect on altcoins and when it sells off at the negative price then once can say there is a loss.