Stability can only occur in a balance ecosystem. Fluctuation occurs when it is not. Stable coin pegged to a fiat currency need to be recognized by mass adoption that it serve the same function. Alipay and wepay are both in a way stable coins, issuing a token pegged to rmb where you can only use within their ecosystem. But if the coin is stable, what is the draw to investors and the value added to users, as compared to fiat currency. A coin cannot be both speculative and stable. I believe the only way is through dual token mechanism. What do you think?

PS: we have engineer and come out with our ICO based on this.
https://veritag.org/
https://t.me/veriHUB