Hi,
I lost some coins this year (my own fault in Phising)
But if you send your coins to multiple wallets you can split your investments better.When your wallet is hacked you only lose this wallet.
This is my lesson for the next time

(and some other securities)
What do you do to secure your coins / tokens?
Yes,i agree with you and i also did spreading my coins in different wallet so that if ever my one wallet get hack i still have another. And through this way i can avoid losses of all my coins. There is a lot of hackers inside the digital world,we need to be careful enough with our coins and be wise always.