I am fortunate that I have not been deceived into participating in electronic money. I am very careful in buying and selling because the money I spend is all my property. If I was deceived I would lose everything and debt. My account is always secure.
i am also a lucky person like you,
indeed in the use of electronic money i was too picky and too careful to spend my money.
but i've experienced almost being deceived, because i'm still very new to crypto and still don't know too much about fraud. but because i am someone who always wants to learn, so i can regardless of the fraud they made.