If you want to secure your funds then you have to be careful about hackers and scammers. You may surf random websites throughout the day but cannot be safe for your overall security. You need to take the proper protection of your assets, passwords, and wallets otherwise hackers will snatch your everything! So, everyone should learn how to be safe and sound. Buying a hardware wallet can be a good solution but still, people need to learn how to keep safe hardware wallets!
You say hardware wallets, but most people don't even care about choosing a good software wallet. I don't understand how people can not care about the security of their money so much as to choose closed source wallets? They can't verify what happens to the private keys and who sees them. When they import private keys to a closed source wallet essentially they can be giving them away to some random stranger. I believe that software wallets can be as secure as hardware wallets, but only if you use fully open source wallets with FULL source code for the current version available on GitHub, like Bitcoin Core, HODLER mulitwallet, Electrum etc. I don't get it how people can use a closed source wallet like Exodus just because it looks fancy...
