Hi,
I lost some coins this year (my own fault in Phising)
But if you send your coins to multiple wallets you can split your investments better.When your wallet is hacked you only lose this wallet.
This is my lesson for the next time

(and some other securities)
What do you do to secure your coins / tokens?
I have no doubt that the most reliable way to store is a hardware wallet. It is physically impossible to steal your coins. You do not know your private key, and therefore can not make a mistake. One wallet will be enough.